Privacy Policy
Transparency about data, cookies, advertising and browsing
This Privacy Policy explains how en.procredito360.com.br handles information
related to users’ browsing, which technologies may be used for operation,
measurement and advertising, and which principles guide data protection in our digital environment.
We explain clearly which data may be processed while you browse, and for which purposes.
We describe the use of technologies related to ads, measurement, cookies and third-party partners.
We set out general protection measures, contact channels and the rights available to users.
1. Scope of this policy
WGS Provedor de Conteúdo Digital LTDA — CNPJ 41.631.162/0001-05
Rua Dois (Lot. Pq. Una – Pelotas), nº 190, Apto. 617, Edifício Inn – Bairro São Gonçalo, Pelotas/RS, CEP 96.075-158, Brazil
Contact for privacy matters: [email protected]
The operator of this Site is established in Brazil, and this Privacy Policy is written in accordance with Brazilian Law No. 13,709/2018 (the General Data Protection Law — LGPD).
The Site is published in English and is read from many countries. Depending on where you access it from, additional data protection rules may apply to the processing described here, in particular:
- the EU General Data Protection Regulation (GDPR), if you are in the European Economic Area;
- the UK GDPR and the Data Protection Act 2018, if you are in the United Kingdom;
- the California Consumer Privacy Act, as amended by the CPRA, if you are a California resident;
- equivalent national privacy legislation in other countries from which the Site is accessed.
Where any of those laws applies to you, we honour the rights they give you, as described in section 11 below. Where they conflict with this policy, the law that applies to you prevails.
This Privacy Policy applies to browsing of and interaction with the website
en.procredito360.com.br, including content pages, any forms that may be
made available, measurement features, advertising elements, internal links and the technical integrations
required to operate the portal.
The Site is predominantly informational and editorial in nature. The purpose of this policy is to explain,
clearly and accessibly, how data and technical information may be collected, used,
stored, shared and protected.
2. Information that may be collected
Depending on how you browse, the device you use, the permissions you grant and the technologies
active on the Site, we may collect or receive information such as:
- technical data about your browser, operating system, language, device model and screen resolution;
- IP address, online identifiers, access logs, date and time of the visit and pages viewed;
- interaction data, such as clicks, time on page, scrolling, traffic source and navigation between pages;
- data relating to cookies, pixels, tags, web beacons or similar technologies;
- data provided voluntarily by the user through contact channels, where these exist.
information needed for operation, security, statistics, abuse prevention and the display of advertising.
3. How this information may be obtained
Information may be collected directly by the Site, by hosting providers, analytics tools,
security services, advertising platforms and technology partners integrated into the environment.
This may occur through server logs, cookies, scripts, pixels, SDKs, tags and other technologies
commonly used to operate the site, measure audience, limit fraud,
analyse performance and display advertising.
This may occur when the user sends a message through a form, by e-mail or through another contact channel
made available by the portal.
4. Purposes of processing
Information processed in the context of the Site may be used for legitimate purposes such as:
- enabling pages to load correctly and ensuring compatibility with different devices;
- improving the portal’s performance, stability, security and usability;
- understanding aggregate audience metrics, browsing behaviour and interest in particular content;
- preventing malicious activity, abuse, fraud, improper automated access and technical incidents;
- enabling, measuring, frequency-capping, personalising or contextualising advertising, where applicable;
- responding to requests sent by users through the Site’s contact channels;
- complying with legal or regulatory obligations, or with orders from competent authorities.
operation of the Site, avoiding the collection of more data than is necessary for the environment’s legitimate purposes.
Where the GDPR or the UK GDPR applies to you, we rely on the following bases under Article 6(1):
- Consent — Article 6(1)(a): all non-essential cookies and similar technologies, including analytics and advertising, and any personalisation built on them. You may withdraw consent at any time, as easily as you gave it, through the “Cookie settings” link in the footer.
- Legitimate interests — Article 6(1)(f): delivering and securing the Site, preventing fraud, abuse and invalid traffic, and keeping aggregate, non-identifying records of how the Site performs. We have weighed these interests against your rights and freedoms, and you may object at any time on grounds relating to your particular situation.
- Performance of a request you made — Article 6(1)(b): responding to a message you send us through a contact channel.
- Legal obligation — Article 6(1)(c): retaining records and responding to lawful requests from competent authorities.
Under the LGPD the equivalent bases are consent (art. 7, I), the legitimate interests of the controller (art. 7, IX) and compliance with a legal or regulatory obligation (art. 7, II).
5. Cookies, identifiers and similar technologies
The Site may use cookies and equivalent technologies to remember preferences, understand how
users interact with the content, measure audience, strengthen security, limit abuse, support
technical routines and enable advertising.
These technologies may be operated by the Site itself and also by authorised third parties, including
analytics and advertising partners.
- Essential cookies: support the technical operation, stability and security of the Site;
- Performance and analytics cookies: help us understand usage and navigation metrics;
- Advertising cookies: may support the display, measurement, frequency capping and personalisation of ads;
- Identifiers and technical signals: may be used for fraud prevention, aggregate reporting and advertising operations.
disabling certain technologies may affect functionality, performance, measurement or your browsing
experience.
remember your choice, nothing is set until you agree. Doing nothing counts as refusal, and you can reopen
the panel and change or withdraw your decision at any time through the “Cookie settings”
link in the footer of every page. The full category-by-category breakdown, including how long each cookie
lasts, is in our Cookie Policy.
6. Advertising, Google and third-party partners
en.procredito360.com.br may display its own advertising and that of third parties. For that purpose,
advertising platforms and their partners may use cookies, web beacons, IP addresses,
online identifiers and similar technologies to collect or receive information related to
browsing on this Site and on other digital properties, in accordance with their own policies and legal bases.
These resources may be used to display ads, measure performance, cap repetition, generate reports,
detect invalid traffic and, where permitted, offer personalised or contextual advertising.
In particular, partners such as Google may place and read cookies in the user’s browser, as well as use
web beacons, IP addresses or other identifiers as a result of serving advertisements on the Site.
results, individual recommendation, official endorsement, guarantee of eligibility for any product or benefit, or validation
of third-party services.
7. Consent and privacy messages, where applicable
In jurisdictions where the law requires consent for storing and accessing information on a
device, using cookies, personalising ads or sharing data with partners,
the Site may display messages, banners, notices or consent management platforms so that the
user can make informed choices.
In those situations, certain advertising features may depend on the permissions granted
by the user, subject to the applicable legal and operational requirements.
8. Sharing of information
The Site does not trade in personal data as its main activity. Nevertheless, certain
information may be shared with, transmitted to, processed by or accessed by third parties in the following
circumstances:
- with providers of hosting, security, analytics, measurement and infrastructure services;
- with advertising platforms and technology partners involved in serving ads;
- with performance, audit, anti-fraud and invalid-activity prevention tools;
- where necessary to comply with a legal obligation, administrative request or court order;
- in operational reorganisations, mergers, acquisitions or structural changes to the project, where permitted by law.
The controller is established in Brazil, so information collected through the Site is processed there, and our hosting, security and measurement providers may process it in other countries as well.
If you are in the European Economic Area or the United Kingdom, this means your data leaves that area. The European Commission has not adopted an adequacy decision for Brazil, so where a transfer requires one we rely on the Standard Contractual Clauses approved by the European Commission — and, for the United Kingdom, the UK International Data Transfer Addendum — together with the additional technical and organisational safeguards those clauses require. You may request information about the safeguards applied to your data at the contact address below.
9. Storage and retention
Information may be stored for as long as necessary to fulfil the purposes described in this
policy, comply with legal requirements, maintain relevant records, resolve disputes, prevent fraud,
exercise rights or pursue legitimate interests related to the operation of the Site.
Retention periods may vary according to the nature of the information, the technology used, the relationship with
regulatory obligations and the settings of integrated partners. As a general guide:
- Your cookie choice: up to 6 months, after which we ask again.
- Server access logs (IP address, timestamp, page, user agent): up to 12 months, for security, abuse prevention and troubleshooting.
- Aggregate audience statistics: up to 26 months, in a form that does not identify you individually.
- Messages you send us: for as long as needed to deal with your request, and up to 24 months afterwards so we can evidence how it was handled.
- Advertising identifiers set by third parties: governed by those partners’ own retention rules, not ours.
When a period ends, the data is deleted or irreversibly anonymised, unless a law requires us to keep it for longer.
10. Information security
We adopt reasonable technical, administrative and organisational measures to reduce the risk of unauthorised
access, misuse, alteration, disclosure, loss or improper destruction of information.
Even so, no environment connected to the internet can be considered absolutely secure.
Therefore, although we seek to follow appropriate protection practices, we cannot guarantee total security
against incidents, failures, sophisticated attacks or events beyond our control.
11. Your rights
Subject to applicable law, you may request information about the processing of your data,
and request correction, updating, anonymisation, deletion, portability, review of consents
or further clarification about this policy, always within the technical and legal limits
applicable to the context of the Site.
Confirmation that processing takes place; access to your data; correction of incomplete or out-of-date data; anonymisation, blocking or deletion of unnecessary or excessive data; portability; deletion of data processed with consent; information about with whom data has been shared; and the right to withdraw consent.
The rights of access, rectification, erasure (“right to be forgotten”), restriction of processing, data portability, objection to processing carried out on the basis of legitimate interests or for direct marketing, and the right not to be subject to solely automated decisions with legal or similarly significant effects. Where processing is based on consent, you may withdraw it at any time without affecting the lawfulness of processing carried out beforehand.
The right to know what personal information is collected, used, disclosed or shared and for what purposes; the right to delete; the right to correct inaccurate information; the right to opt out of the sale or sharing of personal information for cross-context behavioural advertising; the right to limit the use of sensitive personal information; and the right not to receive discriminatory treatment for exercising any of these rights.
To exercise any of these rights, or to ask a question about how your data is processed, write to [email protected] stating which right you wish to exercise. We may need to ask for information to confirm your identity before we act on a request, and we will respond within the time limit set by the law that applies to you. You may use an authorised agent where the applicable law allows it.
You also have the right to lodge a complaint with a supervisory authority: the ANPD in Brazil (article 18 of the LGPD), your national data protection authority in the EEA, the Information Commissioner’s Office (ICO) in the United Kingdom, or the California Privacy Protection Agency and the California Attorney General for California residents.
Where processing arises from cookies or third-party technologies, part of the management may also
depend on the settings of your browser and device, on consent platforms, and on the specific policies
of those partners.
12. Protection against fraud, impersonation and improper promises
en.procredito360.com.br is informational in nature. The portal does not charge for access
to its editorial content, does not ask for deposits in order to release funds, does not promise the automatic
granting of any product, prize or benefit, and does not act as a government body, a shop, a lender, a game
publisher or a financial institution.
You should be suspicious of any approach that uses the Site’s name to ask for money,
passwords, account logins, sensitive documents, bank or card details, or payments in exchange for a promise of
release, advance or guarantee of a benefit, job, course, withdrawal, loan, credit line, gift card, coupon,
free in-game currency, giveaway prize or “verified” account.
We never run giveaways that require a payment, never ask for the password to a shopping or gaming account,
and never generate free codes, items or currencies for third-party platforms. Any page, profile or message
claiming otherwise in our name is not ours.
directly through the official channels of the bodies or institutions mentioned in the content.
13. Minors
The Site’s content is aimed at the general public. Where the processing of information involving
minors takes place, supervision by a parent or guardian and compliance with applicable legal rules are recommended.
If inappropriate processing of data relating to a minor is identified in a situation that requires review,
the user or their guardian may get in touch through the available channels.
14. External links and third-party services
The portal may contain links to websites, services, official pages, external forms, partner
platforms and environments that we do not administer. Each of those third parties has its own
privacy, security and data processing policies.
We are not responsible for practices adopted outside the en.procredito360.com.br environment,
which is why we recommend reading carefully the policies and terms of any site reached through an external link.
15. Changes to this policy
This Privacy Policy may be updated, revised, supplemented or amended at any
time to reflect operational adjustments, legal requirements, technical improvements, changes of partners
or the evolution of the Site’s practices.
The version in force will always be the one published on this page, showing the most recent update.
16. Contact and related pages
For questions, requests or communications relating to this Privacy Policy, please use the portal’s
official channels.
For requests specifically relating to personal data and privacy, you can also write directly to [email protected].