Terms of Use

1. Acceptance of the Terms

By accessing, browsing or using the Site in any way, you fully agree to these Terms of Use and to our Privacy Policy. These Terms constitute an agreement between you (the “User”) and the party responsible for the Site. If you are a minor, use of the Site must take place with the consent and supervision of a parent or legal guardian.

2. About the Site and the nature of its content

The Site is an informational and educational content publication. We publish articles, guides, news, explainers and comparisons across a range of consumer subjects, including money and personal finance, online shopping and deals, video games and apps, technology, and everyday life.

• The content is strictly informational and does not constitute professional, legal, financial, investment, tax, medical or any other kind of advice.
• We are not a shop, a bank, a lender, a game publisher or a government body. We do not sell the products we write about, we do not process orders or payments, we do not grant credit, and we do not operate or administer any third-party platform, game or store.
• Prices, promotions, discount codes, in-game items, availability, rates, fees and eligibility rules change constantly and may be out of date or unavailable by the time you read an article.
• Any decision you make based on the content is your sole responsibility. We always recommend confirming information through official sources and, where appropriate, consulting a qualified professional.

3. Permitted use and User conduct

You agree to use the Site only for lawful purposes and in accordance with these Terms. The following are expressly prohibited:

• Using the Site for any unlawful or fraudulent purpose, or in any way that infringes the rights of third parties;
• Copying, reproducing, distributing or commercially exploiting the content without prior written authorisation;
• Attempting to access restricted areas, circumvent security measures, introduce malicious code or overload the Site’s infrastructure;
• Collecting data about other users or performing automated scraping without authorisation.

4. Intellectual property

All content on the Site — including text, images, logos, layout, trade marks and code — is protected by copyright and other intellectual property laws, and belongs to the party responsible for the Site or to its licensors. Use without authorisation is prohibited, except for sharing links to the original pages.

5. Links, third-party content and affiliate disclosure

The Site may contain links to third-party websites, applications, shops and services, as well as partner/affiliate links. In such cases:

• We neither control nor accept responsibility for the content, privacy practices, prices, stock, delivery, refunds, products or services of third parties;
• Advertising disclosure: some links are affiliate links. This means we may receive a commission if you take an action (such as installing an app, opening an account or making a purchase), at no additional cost to you. This does not influence our editorial opinion;
• Any purchase, order, subscription or account you create with a third party is a contract between you and that third party. Complaints about an order, a delivery, a refund or an in-game purchase must be raised directly with them;
• We recommend reading the terms and privacy policies of third-party services before using them.

6. Advertising

The Site is supported, among other means, by advertising. Advertisements supplied by advertising networks (such as Google and its partners) may be displayed, and these may use cookies and similar technologies to serve relevant ads. The processing of data related to advertising is described in the Privacy Policy.

7. Third-party trade marks and platform names

Any third-party names, trade marks, logos, game titles, in-game currencies, retailer names or programme names that may be mentioned — for example, names of online shops, game publishers, apps, device makers, banks or public bodies — belong to their respective owners and are referred to for identification and informational purposes only, under fair use.

The Site is not affiliated with, sponsored by, endorsed by or in any way officially connected to those companies, platforms or institutions, unless expressly stated otherwise in a given article. We do not distribute, sell or generate free items, codes, currencies, gift cards or rewards for any third-party platform, and we are not able to intervene in accounts, orders or bans on those platforms.

8. Disclaimer of warranties

The Site and its content are provided “as is”. Although we make every effort to keep information accurate and up to date, we do not warrant that the content is error-free, complete or permanently available, nor that the Site will operate without interruption or fault.

9. Limitation of liability

To the fullest extent permitted by applicable law, the party responsible for the Site shall not be liable for any direct, indirect, incidental or consequential damages arising from the use of, or inability to use, the Site, its content or any third-party services accessed through it.

10. Privacy and data protection

Personal data processed by the Site is handled in accordance with Brazilian Law No. 13,709/2018 (LGPD), which governs the operator of this Site, and — depending on where you access the Site from — with the EU General Data Protection Regulation (GDPR), the UK GDPR and Data Protection Act 2018, and the California Consumer Privacy Act as amended by the CPRA. To find out what data we collect, how we use it and how to exercise your rights, please see our Privacy Policy.

11. Changes to these Terms

We may update these Terms of Use at any time in order to reflect legal, technical or operational changes. The version in force will always be the one published on this page, with the “last updated” date shown at the top. Continued use of the Site after any change constitutes your acceptance of the new Terms.

12. Governing law and jurisdiction

These Terms are governed by the laws of the Federative Republic of Brazil, where the operator of the Site is established. The courts of the judicial district of Pelotas, State of Rio Grande do Sul, Brazil are elected as the competent forum to settle any dispute, to the exclusion of any other, however privileged it may be.

Where the mandatory consumer protection law of your country of residence grants you additional rights, or the right to bring proceedings before your local courts, those rights are not affected by this clause.

13. Contact

If you have any questions about these Terms of Use, please get in touch:

• Operator: WGS Provedor de Conteúdo Digital LTDA
• Company registration (CNPJ): 41.631.162/0001-05
• E-mail: [email protected]
• Address: Rua Dois (Lot. Pq. Una – Pelotas), nº 190, Apto. 617, Edifício Inn – Bairro São Gonçalo, Pelotas/RS, CEP 96.075-158, Brazil