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About Us

ProCredito 360 is an independent consumer-information publication. We explain the everyday decisions that cost people money — what changed, what it means, and what to check before acting — in plain English, for readers anywhere in the world.

What we cover

The site is organised around six areas, chosen because they are where readers most often need a clear explanation of something that just changed:

MoneyCredit, loans, banking, benefits and the cost of living.
ShoppingRetail, e-commerce, prices, promotions and consumer rights.
GamingGames, platforms, releases and the business behind them.
TechDevices, apps, services and the policies that govern them.
TravelAirlines, fares, destinations and travel requirements.
LifePractical guidance for everything that does not fit the boxes above.

How we work

Our editorial process is built on a simple separation: facts come from the organisations responsible for them, and the writing is our own.

  • We monitor established sources across the areas we cover, and we identify what is genuinely new: a decision, a rule change, a number, a launch.
  • We attribute facts to whoever is accountable for them — the regulator, the company, the government body, the court, the document. We do not present another publication as the authority for a fact, and we do not republish other outlets’ articles.
  • We write every article from scratch. Figures, dates, names and the meaning of quoted statements are preserved exactly; the structure, the framing and the language are ours.
  • We do not invent. No fabricated dates, figures, requirements, statements or events. Where something depends on an official document, we say so and point to it where a public link exists.
  • We link outward, not sideways. When an article references an official source — a regulator, a bank, a public body, a filing — we link to it directly so you can verify the claim yourself.
What we are not
We are not a bank, a lender, a credit bureau, a shop, a game publisher, an airline or a government body, and we are not affiliated with the brands and platforms we write about. Nothing here is financial, legal, tax or professional advice. Prices, rates, promotions, eligibility rules and product terms change constantly — always confirm the current terms directly with the organisation concerned before you act.

Corrections

We would rather be corrected than be wrong. If you find an error — a figure, a date, a name, a claim that does not hold up — write to [email protected] and tell us what is wrong and, where you can, where the correct information comes from. We review every report and update the article where the correction stands.

How the site is funded

ProCredito 360 is free to read and funded by advertising, and some links to third-party products are affiliate links, which means we may earn a commission if you act on them — at no additional cost to you.

Commercial arrangements do not decide what we cover or what we say about it. Advertising is sold as space on the page, never as coverage, and no advertiser sees an article before it is published. Where an article contains affiliate links, that fact is disclosed in our Terms of Use.

Privacy and your data

We ask for your consent before any non-essential cookie is set, and you can change or withdraw that choice at any time through the “Cookie settings” link in the footer of every page. What we collect, why, and the rights you have — under the LGPD, the GDPR and UK GDPR, and the CCPA/CPRA — are set out in our Privacy Policy and Cookie Policy.

Who publishes ProCredito 360

The site is owned and operated by:

  • Legal name: WGS Provedor de Conteúdo Digital LTDA
  • Company registration (CNPJ): 41.631.162/0001-05
  • Registered address: Rua Dois (Lot. Pq. Una – Pelotas), nº 190, Apto. 617, Edifício Inn – Bairro São Gonçalo, Pelotas/RS, CEP 96.075-158, Brazil
  • E-mail: [email protected]

For story tips, corrections, partnership enquiries or privacy requests, the fastest route is our Contact page. We read everything that arrives there.

Last updated: 11 August 2026